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helping you achieve financial freedom

If you have every blown your budget due to unexpected expenses, you are likely missing a critical item: sinking funds. Sinking funds are budget items that allow you to slowly set aside money each month for larger expenses. These funds allow you to plan for the unexpected. When working with a client, this is an […]

Sinking funds

May 17, 2020

Over the past few weeks, I have had many people coming to me asking how to get their spouse on board with money. It is very common for one spouse to be ready to start a debt-free or other financial journey, while the other spouse is hesitant or anxious about the process. It is also […]

May 3, 2020

During a crisis, it is often hard to decide what the right actions to take are. The current pandemic with COVID-19 has people in a panic and responding in a way that could severely impact their futures. Now, more than ever, it is very important to be intentional when navigating the current economic changes. Your […]

April 12, 2020

With the COVID-19 numbers growing and the global economy declining, I have found myself reflecting quite a bit. So many people were simply not prepared to deal with this situation. The impact to incomes and households has been devastating for so many families. My own family could have easily been impacted by the current crisis […]

March 29, 2020

Over the past couple months, many of us have been watching the media coverage on the spread of the Corona virus emergency. The virus has now hit the U.S. and we watch news coverage showing long lines at grocery stores, empty shelves, and even fights breaking out. This recent emergency situation has created new levels […]

March 15, 2020

Let’s talk about debt, baby! OK… not your favorite topic? I would like to take a guess and say that you aren’t alone on that one. But, it is such an important conversation to talk about! Debt is rampant in the American society today. Did you know that the average American household has on AVERAGE […]

debt free

March 1, 2020

Before starting to pay off debt, investing, or saving for a house, there is a very important step that many people forget or fail to take. It is a step that, if not completed, leaves you and your family financially exposed. This very important step is setting aside money for an emergency fund. Did you […]

February 23, 2020

Laying a solid foundation As a personal finance coach, I find that there are some key items that people overlook when they are starting to address the financial situation. There are 3 things that you can do TODAY to lay a solid foundation for your financial freedom journey. Before even starting your starter emergency fund, […]

fiancial freedom

February 9, 2020

The ‘B’ word When working with clients, when I mention the word “budget” I see a variety of responses:  shoulders sinking, sighs, eye rolls, deer-in-headlights looks… you get the idea. People typically know that they NEED one, but don’t really want to HAVE one. A budget is typically associated with something restrictive and is used […]

February 2, 2020

I can’t believe that we have just entered a new year… a new DECADE!  With a new year, I am always thinking about what I want to accomplish in that year.  Over the past few years, I have let go of the concept of new year’s resolutions and exchanged those for the more meaningful practice […]

Personal Finance Coach in Atlanta Cara Croxton

January 7, 2020

5 easy steps to transform your personal finances

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